HMA 101 : Save on Premium Dollars

Activity : Look at this chart. Please tell me which one of the Eleven Levels is affordable for you ?

There are Eleven levels to choose from

Column number Two ranges from $40 a month to $725 dollars a month

There is a Funding Period of 35 months. Each Month is a Level. 35 Months, 35 Levels. At the 35th month your account is Fully Funded to the Target Medical Benefit cap which is shown in Column number Five

You can spend on Medical services at any time during the 35 months, as long as the Full Bill due is in your Health Matchings Account HMA. Monitor your funds by downloading the HMA app to your phone. I like the analogy of a swimming pool

This is not like a credit card where you automatically have, the Target Medical Benefit amount. It is Funded. You Fund this non-cash account and the HMA administration Funds your account shown in Column number Four. It is like having someone helping you pay for something such as a friend or a spouse

There is value in this carrier because you can spend this on more than one benefit. Medical , dental, vision and some cosmetic or excluded services. This gives you more bang for your benefit buck

This product Pairs with your health insurance because it pays the bill. The monthly Premium you select does not pay any Medical bills

This product Pairs with an Advocacy Service for individuals with out a health insurance carrier because the HMA pays the bill

This carrier is for under 65 and it goes with you when you age over 65. Now you can assign this to your will and pass this carrier on to a beneficiary

Employers you can add the HMA as a benefit for your employees

Let me see the HMA website